Applications for agricultural and animal husbandry loans can be made either through cooperatives or on an individual basis.

Information concerning the documentation required in order to apply for the various loans detailed above can be obtained from branches of our bank or from the cooperatives of which producers are members.

Click here for the interest rates that apply to agricultural and animal husbandry loans.

Documents Requested from the Producers on Application

Customer/Customers;

  • ID Card Photocopy,
  • Documents providing proof of address such as the most recent water or electricity bill or a document confirming address from a local official.
  • Farmers Certificate (only from 2014 – required from producers applying for 2015 raw material seeds).
  • Statement from the producer's cooperative certifying that there is no outstanding debt.
  • If immovable property is to be used as surety, then photocopies of the title deeds of the property in question are required.
  • If property is to be used as surety, then the property/properties must be assessed and valued by agents appointed by the bank.
  • If a vehicle is to be used as guarantee for the loan, then the vehicle registration documents of the vehicle must be provided.

KoopBank reserves the right to ask for additional documentation.

Guarantor/Guarantors;

  • ID Card Photocopy,
  • Documents providing proof of address such as the most recent water or electricity bill or a document confirming address from a local official,
  • Guarantor's income statement: salary slip or a declaration of income signed by an accountant. Declaration of any extra income, if applicable.
    • Tax office-approved rent agreement where there is rent-related income.

    KoopBank reserves the right to ask for additional documentation.

    Click here for the interest rates that apply to agricultural and animal husbandry loans.



  • Loans to be used Inexchange for Milk Claim Payment

    Milk claim is a loan made to milk producers who present a document from the cooperative they are a member of stating that they can pay claims to our bank in milk; and to producers who already have an account with us whose milk claims are paid into our bank by SÜTEK. This loan has special conditions and a low-interest rate.

    • Those livestock owners, the producers who hand in their cow milk production to SÜTEK 1.5 months (3 lists) worth the value of the milk they hand in monthly;
    • Those goat and sheep farmers who hand in their goat/sheep milk production to SÜTEK half (½) the value of the milk they hand in monthly;

    Turkish lira and/or the equivalent in foreign currency can be loaned as an instalment credit and/or a limited current/cheque account is assigned.

    Producers who apply for a loan of up to 50.000TL will need two guarantors and those producers who apply for a loan in excess of 50.000TL will need to provide three guarantors.

    Personal accident insurance is granted to those producers who take out loans in this category.

  • Input Loans
  • Agricultural Vehicle - Equipment Loans
  • Animal Husbandry - Equipment Loans
  • Loans for the Animal Stock


Depending on the circumstances, the whole or part of the interest incurred on this type of loan, subject to controls to provide inputs for the agricultural and animal husbandry sectors, is paid by the government.

  • Loans for Buying Seed Materials

    These are the loans used to supply professional farmers registered by the government under a protocol agreed with ‘Toprak Ürünleri Kurumu’ (Agricultural Products Corporation) so they can purchase barley, wheat, triticale, vetch and potato seeds raw materials.

  • Loan for Purchase of Coarse Barley


There are two types of loan available for the agricultural and animal husbandry sectors. These are either fund-resourced (government-supported) or bank-resourced.

Fund-resourced (government-supported) loans are made available to the agricultural and animal husbandry sectors at certain times determined by the government. As these types of loans are not available continuously, details should be requested from our branches.

Project loans for farmers and producers are supplied as finance in the areas listed below:

  • Building and modernisation of pens,
  • Establishment of cold-chain systems,
  • Establishment of milking systems,
  • Purchase and set-up of machinery and equipment used in agriculture or animal husbandry,
  • Supply of electrical infrastructure for water wells to be used for agriculture and animal husbandry,
  • Boat and equipment purchase for fishing,
  • Business capital loan: Capital loan for the purchase and operation of greenhouse equipment,

Fund-resourced loans are in Turkish lira and are made for a maximum of five years.
The payments can be made according to a flexible repayment plan, with monthly, quarterly, half-yearly or annual options.
The loaned amount is paid directly by the bank to the seller or the supplier after the presentation of the invoice.



With our extensive network of services and expert personnel at KoopBank, we aim to provide loans for agricultural and animal husbandry needs;

  • Timely and correct technological use of agricultural input.
  • Lowering the cost of production in both agriculture and animal husbandry.
  • Help to achieve good, high-quality production.
  • The use of the products, their storage and easy marketability.
  • Use of advanced technologies in production
  • Feasibility of agricultural income and welfare

Our bank is a traditional provider of financial support to both cooperative establishments and private individuals active in agriculture and animal husbandry.