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Product and Services Rates
Deposit Interest Rates
SPECIAL RATES Special Rates for Time Deposit Accounts (TL) 1 Month 3 Months 6 Months 1 Year For 100,000 - 349,999 TL %7.65 %6.50 %5.50 %5.50 For 350,000 - 699,999 TL %7.85 %6.75 %5.50 %5.50 700,000 TL - 999,999 TL %8.30 %7.50 %5.50 %5.50 For above 1,000,000 TL %8.50 %7.50 %5.50 %5.50 Special Rates for Time Deposit Accounts (GBP) 1 Month 3 Months 6 Months 1 Year For 25.000 - 99.999 GBP %2.00 %2.15 %2.35 %2.55 For above 100,000 GBP %2.25 %2.35 %2.55 %2.75 Special Rates for Time Deposit Accounts (Euro) 1 Month 3 Months 6 Months 1 Year For above 100,000 Euro %0.85 %0.85 %0.85 %0.85 Special Rates for Time Deposit Accounts (USD) 1 Month 3 Months 6 Months 1 Year For above 100,000 USD %2.30 %2.40 %2.50 %2.85 General Rates for Time Deposit Accounts (TL) TRY USD GBP EUR 1 Month Time Deposit %7.00 %2.20 %1.75 %0.80 3 Months Time Deposit %5.50 %2.30 %1.90 %0.80 6 Months Time Deposit %5.50 %2.40 %2.10 %0.80 1 Year Time Deposit %5.50 %2.80 %2.30 %0.80 TRY USD GBP EUR Savings Account %0.05 %0.02 %0.02 %0.02 Overdraft Account %0.05 %0.02 %0.02 %0.02
Credit Interest Rates
TRY (Monthly) TRY (Annually) USD (Annually) GBP (Annually) EUR (Annually) Overdraft Account - %13.75 %7.25 %7.25 %7.25 General Credits - %13.75 %7.25 %7.25 %7.25 Consumer Loans - %13.75 %7.25 %7.25 %7.25 Housing Loans - %13.75 %7.25 %7.25 %7.25 Education Loans - %13.75 %7.25 %7.25 %7.25 Marriage Loans - %13.75 %7.25 %7.25 %7.25 Vacation Loans - %13.75 %7.25 %7.25 %7.25
Credit Card Fees
Annual Membership Fees:
Classic Card 69 TL Gold Card 119 TL Business World 59 TL Platinum Card 140 TL Additional Cards 49 TL Simple Card Free of charge
Bank Card Fees
Free of charge.
Credit Card Interest Rates
Shopping Interest Rate %1.00 Late Payment Fee %1.00 Cash Advance Rate %2.35 Cash Advance Comission %3 + 1 TL
Subsequent Instalment Transaction Fees
Number of Instalments Fee (BSIV included)
3 %2.62 6 %5.09 9 %7.79 12 %10.54
Account Transaction Fees
Overdraft Accounts (TL) For each transaction 0.46 TL; At least 77 TL + BSIV every 3 months Short and Medium Term Credits For each transactions 0.46 TL; At least 77 TL + BSIV annualy Short and Medium Term Credits (Foreign Currency) For each transaction as per the currency of the account 0.14; annualy at least $14, €14 and £14 + BSIV as per the currency in the account Overdraft Accounts (Foreign Currency) For each transaction as per the currency of the account 0.14; every 3 months at least $14, €14 ve £14 +BSIV as per the currency in the account Current Accounts Without Any Term (Individual - TL) 55 TL + BSIV every 6 months Current Accounts Without Any Term (Corporate - TL) 77 TL + BSIV every 6 months Current Accounts Without Any Term (Individual - Foreign Currency) €10, £10, $10 + BSIV every 6 months as per the currency in the account Current Accounts Without Any Term (Corporate - Foreign Currency) €12, £12, $12 + BSIV every 6 months as per the currency in the account
Receipt Fees
Free of charge.
Statement Fees
Free of charge.
Safety Box Rental Fees
Annual Fee:
Small Safe Box 5000 TL + BSIV Big Safe Box 600 TL + BSIV Safety Box rental service is provided only at our Famagusta Old Town Branch.
MoneyGram Fees
For MoneyGram fees click here
Cheque Book Fees
Detailed Explanation (BSIV included) TL $ £ € 10 pages cheque book 45.26 11.13 6.75 7.90 20 pages cheque book 67.86 18.58 11.30 13.20 40 pages cheque book 87.31 29.71 18.00 21.00 Interest capitalisation is applied every 3 months for TL cheque accounts and foreign currency cheque accounts.
Returned Cheque Fees
Currency TL USD GBP EUR Refer to drawer (Received) (+BSIV) 75 10 10 10 Refer to drawer (Send) (+BSIV) 75 15 15 15
Discount of Cheques
TL Discount interest rate %27.5
Foreign currency discount interest rate %12
Discount of Cheques (TL & Foreign Currency) 44.00 TL (+BSIV) (Per every cheque page)
Cheques Sent Abroad for Collection
Pension Cheques Sent Southern Cyprus for Collection %0.4 comission + BSIV ; minimum fee €7 (BSIV included) The Other Cheques Sent Southern Cyprus for Collection %0.4 comission + BSIV ; minimum fee €10 (BSIV excluded) Foreign Cheques Sent to/over Turkey for Collection %0.4 comission + BSIV ; minimum fee £4, €5, $6 + postage fee £15, €17, $20 + correspondent bank fee £15, €17, $20 (BSIV excluded) TL Cheques Sent to Turkey for Collection %0.4 comission + BSIV ; minimum fee 25 TL + current postage fee (BSİV excluded)
Domestic Electronic Payment System (EÖS)
TRY USD GBP EUR Individual Costumers Domestic EÖS Transfers 35.00 6.00 4.00 5.00 BSİV excluded BSİV excluded BSİV excluded BSİV excluded - EÖS transfers from internet is free of charge
Report Fees
Documenting debt informationDocumenting debt information for salary transfer purpose 50.00 TL - Customers who are receiving social assistance and disability pension are exempted from this fee.
Foreign Money Transfer Fees
Incoming Money Transfers
Fees Minimum Fee Details YP %0.1 transfer fee (BSIV excluded) Minimum fees $5, €5, £5 (BSIV excluded) Money transfers to EMU student accounts are exempted from this fee. TL %0.1 transfer fee (BSIV excluded) Minimum fee 17 TL (BSIV excluded) Money transfers to EMU student accounts, Optimum Credit Card payments and debt accounts are exempted from this fee. Outgoing Money Transfers
Fees Minimum fee Maksimum fee TL %0.4 + 10 TL (BSIV excluded) 20 TL (BSIV excluded) * 400 TL for transfers between 100,000-200,000 TL. * %0.2 for transfers above 200,000 TL (BSIV excluded) USD %0.4 + $25 (correspondent bank fee) (BSIV excluded) $12 + $25 (correspondent bank fee) (BSIV excluded) * $200 for transfers between $50,000-$100,000. * %0.2 for transfers above $100,000 (BSIV excluded) GBP %0.4 + £17 (correspondent bank fee) (BSIV excluded) £8 + £17 (correspondent bank fee) (BSIV excluded) * £200 for transfers between £50,000- £100,000 . * %0.2 for transfers above £100,000 (BSIV excluded) EUR %0.4 + €20 (correspondent bank fee) (BSIV excluded) €10 + £20 (correspondent bank fee) (BSIV excluded) * €200 for transfers between €50,000- €100,000. * %0.2 for transfers above €100,000 (BSIV excluded)
Foreign Money Transfer Fees
Incoming TransfersOutgoing Transfers• BSIV is added to the fees described above.Incoming Pension Transfers From Southern Cyprus
Letter of Guarantee Fees
DomesticInternationalCounter Guarantee
Incoming Transfers Against Exports
Export DocumentsExport Letter of Credit
Documentary Letter of Credit
• BSIV is added to the fees described above.
Cash Against Documents
POS Terminal Fees
Fixed POS FeesIn cases where the monthly turnover of the POS member workplace is less than 1,000 TL the average of the last 3 months’ turnover is calculated. If the average turnover is still less than 1,000 TL, a 9 TL + BSIV POS Inactivity Fee is charged.Mobile POS FeesIn cases where the monthly turnover of the POS member workplace is less than 2,000 TL, the average of the last 3 months’ turnover is calculated. If the average turnover is still less than 2,000 TL, a 19 TL + BSIV POS Inactivity fee is charged.Every month a fee of 8 TL + BSIV is collected from the POS account of the member workplace for the use of a Turkcell phone line.Fee Amount Minimum Fee Explanation Foreign Currency %0.1 (one thousandths) transfer fee Minimum fee $5, €5, £5 Free of charge for the transfers for the EMU students accounts TL %0.1 (one thousandths) transfer fee Minimum fee 10 TL >Free of charge for the transfers for the EMU students accounts and credit accounts Fee Amount Minimum Fee Max. Amount TL %0.4 (four thousandths) transfer fee + 10 TL 20 TL (included bank fee) 400 TL (for the transfers between 100,000-200,000), %0.2 (two thousandths)for the transfers over 200,000 TL USD %0.4 (four thousandths) + $25 correspondent bank fee $12 + $25 correspondent bank charge $200 (for the transfers between 50,000-100,000), %0.2 (two thousandths) for the transfers over $100,000 GBP %0.4 (four thousandths) + £17 correspondent bank fee £8 + £17 correspondent bank charge £200 ( for the transfers between 50,000-100,000), %0.2 (two thousandths) for the transfers over £100,000 EUR %0.4 (four thousandths) + €20 correspondent bank fee €10 + £20 correspondent bank charge €200 ( for the transfers between 50,000-100,000), %0.2 (two thousandths) for the transfers over €100,000 Fee Amount Explanation Euro €3 BSİV included Up To 3 Months Over 3 Months Minimum Fee Explanation % 0.5 + 50 TL fixed cost (Ay sayısı/600) + 50 TL fixed cost 60 TL( minimum % commission ) + 50 TL fixed cost BSİV excluded Up To 3 Months Over 3 Months Minimum Fee Explanation % 0.5 + 100 TL fixed cost (Number of months/600) + 100 TL fixed cost + correspondent bank commission 60 TL(minimum % commission) + 100 TL fixed cost BSİV excluded Up To 3 Months Over 3 Months Postage Fee Explanation % 0.5 + 50 TL fixed cost (Number of months/600) + 50 TL fixed cost + correspondent bank commission 150 TL BSİV excluded Fee Amount Explanation TL and Foreign Currency %0.2 (two thousandths) + 150 TL BSİV excluded Fee Amount Explanation TL and Foreign Currency %0.2 (two thousandths) + 300 TL BSİV excluded Opening Comission Fee Extension Fee (for every 3 months) Amendment Fee (basen on file) Closure Fee TL %1.65 %0.725 100 TL 250 TL Foreign Currency %1.50 %0.725 100 TL 250 TL Fee Amount Minimum fee Documents Aval Fee Documentary Notification and Import Licence Fee TL and Foreign Currency %0.45(four and half thousandths) + 25 TL/$25/£17/€20 correspondent bank fee 20 TL/$12/£8/€10 + swift fee according to the currency % 0.1 (one thousandths) % 0.1 (one thousandths)