Consumer Loans

For All Your Needs

A new TV, a computer for your child, a holiday, a wedding or repairs to your home… KoopBank is there to support you with a Consumer Loan, turning your dreams into reality on budget-friendly terms.

Visit us to discover the choice of loans available. Let KoopBank have the privilege of working with and for you!

• The Features of KoopBank Consumer Loans

  • Take advantage of a payback option of up to 36 months with our Consumer Loan.
  • You can take out a Consumer Loan in either Turkish Lira or a foreign currency.
  • Everyone with a proof of sufficient regular income and who can also provide the assurance the bank requires (in the form of a vehicle, savings, property or a guarantor) can apply for a Consumer Loan at KoopBank.
  • With flexible payments you have the freedom to determine and vary the amount of the instalments you pay.
  • As the interest on your loan is calculated on the balance remaining at the end of the year, you can reduce your interest debt without paying interest on top of the interest already paid.
  • You can choose to repay all of the remaining debt early without making any extra payments.
  • Life insurance is provided to the person contracting a loan for the duration of its repayment.

• How much will I pay in instalments?

  You can find the charges and interest rates under the Rates menu and make use of the Calculation Tools for any calculations related to repaying your loan.

  You can make your loan payments easily by setting up a direct debit instruction, through telephone banking on 600 02 02, or at our Internet and mobile branches.

• How Do I Apply?

  To take out a Consumer Loan you will need to visit your nearest branch with both the originals and copies of the documents listed below.

• Documents (originals and copies) Required for Application

  Customer/Customers;

  • ID card,
  • Documents providing proof of the applicant's address such as the most recent water or electricity bill or a document confirming address from a local official,
  • Proof of applicant’s income: salary slip or a declaration of income signed by an accountant,
  • Declaration of any extra income, if applicable,
  • Tax office-approved rent agreement where there is rent-related income.
  • If property is being used as assurance, a photocopy of the title deeds for the property must be provided.
  • If property is being used as assurance, the property must be assessed and valued by agents appointed by the bank.
  • If a vehicle is being used as assurance, the registration document of the vehicle must be provided.

  KoopBank reserves the right to ask for additional documentation if required.

  Guarantor/Guarantors;

  • ID card,
  • Documents providing proof of address such as the most recent water or electricity bill or a document confirming address from a local official,
  • Proof of guarantor's income: salary slip or a declaration of income signed by an accountant, KoopBank reserves the right to ask for additional documentation.
  • Declaration of any extra income, if applicable,
  • Tax office-approved rent agreement where there is rent-related income.
  • If property is being used as assurance, a photocopy of the title deeds for the property must be provided.
  • If property is being used as assurance, the property must be assessed and valued by agents appointed by the bank.
  • If a vehicle is being used as assurance, the registration document of the vehicle must be provided.

  KoopBank reserves the right to ask for additional documentation if required.