OptimumCard Gold

Experience an exclusive credit card!

As well as offering you all of the facilities of OptimumCard, the OptimumCard Gold offers the additional advantage of a high expenditure limit.

With your exclusive limit,you can shop to your heart's content anywhere in the world. Also you will feel the comfort of carrying a powerful source of cash in your pocket everywhere.

Shopping may be done with OptimumCard Gold in all the locations carrying a Visa / MasterCard logo; you can meet your cash needs wherever you are in the world.

You can benefit from the Comfort Lounge services at İstanbul Sabiha Gökçen foreign terminal free of charge.

You also get Optimum Points when you shop abroad.

• Features of Optimum Gold

  • Comfort Lounge Services at İstanbul Sabiha Gökçen Airport.

  

  • You can use all the Lounge services for free of charge
  • While having your free refreshments and waiting for your flight in the elegant Comfort Lounge, you can browse the Internet to spent the time or deal with your business affairs.
  • If you wish you can take advantage of the shower and massage chair at the Lounge and you can relax.
  • What’s more, you can also take a guest for free of charge.With your free guest, let your children take the advantage of these exclusive services of the Comfort Lounge too. There's a 50% reduction for those aged 7-12 and it's free for the under the age of 6.
  • To take advantage of the Comfort Lounge services, you must have used your card within the last three months and made your payments regularly.

   

  • ISG Lounge Usage Rules Changes:

   

  İstanbul Sabiha Gökçen Airport Comfort Lounge conditions of use have been changed. For free use of the Comfort Lounge, the total expenditure in the last statement or current term activity for the main card and/or additional card should be 25,000 TL. For the cardholder and one guest together (2 people), the expended total amount of 35,000 TL will be asked for free use in addition to the existing conditions.

• Features of OptimumCard

  • Points with OptimumCard not limited with purchasing only ... There are points in each process/transaction.

  Pay by direct debit or use your Optimum Points to pay... and get even more Optimum Points.

  • The opportunities are limitless with OptimumCard... our Call Centre on (0392) 600 02 02, Internet branch and KOOP24 ATM's are all at your service.

  24 Hours a day, you can check the balance and statement information on your card, change the password, make cash advance withdrawals and pay for your credit card accounts by accessing the current and cheque accounts linked to your card at our KOOP24plus+ ATMs which also accept cash payments.

  • OptimumCard thinks of your relatives... It offers special opportunities with additional cards designed for them.

  You can choose additional cards and specify the limit of these cards yourself either for your spouse or other members of your family aged 18 and over.

  • OptimumCard communicates with you in everyway...
  • E-mail, SMS, Fax. You can ask for your statements to be sent to you via e-mail or fax. If you wish, you can have your payment information as a short message on your telephone.
  • Use OptimumCard to shop safely while abroad...
  • The details of every purchase made using your OptimumCard while abroad will be sent to you as an SMS to ensure your safety at maximum level.
  • OptimumCard will never leave you stranded... It is insured against loss and theft.
  • Don’t worry if your card is lost or stolen, just call us immediately. You will not be liable for any purchase made on your card from the moment you notify us.
  • Payments are easy with OptimumCard... Your purchases can be paid easily when payments are due.

  With OptimumCard you have many payment options... Pay the minimum amount indicated on your statement and leave the rest of the balance on your card. Place a standing order instruction to settle either the whole balance on your statement or the minimum payment.

  • Payments made via the Telephone Banking on (0392) 600 02 02, the Internet Branch, the Mobile Branch or using KOOP24 ATMs before 23.30 are credited on the same day. Alternatively you can pay cash direct from KOOP24plus + ATMs.
  • Get Optimum Points with OptimumCard... First points are complimentary from us.

  We offer you starter Optimum Points worth 5.00 TL with your new OptimumCard as a “Welcome” and double that if you are a new customer whose salary is paid directly into an account with our bank or a new customer who arranges for this. Use your Optimum Points to treat yourself.

  • Obtaining an OptimumCard is very easy... Discover how right now.

  All you need to do is visit your nearest KoopBank Branch and fill in an application form. Bring a photocopy of your ID, your residency certificate or an electricity or water utility bill in your name and a document indicating your income (payslip, employer's letter - if you are a pensioner or a freelancer, please indicate your income on the application form) and give them to one of our customer service staff. Those who can not provide an Income statement to get an Optimumcard , a deposite account will be blocked in order to be able to get the card. Don't forget that first points on the card are complimentary from us.

Click here for fees and rates valid on Credit cards.

Optimum Instalment

Delayed Instalment

Optimum Advance

Optimum Points

• Optimum Instalment

  Don't postpone your dreams. Choose the instalment option for your purchase payments.

  Use Optimum Instalment for your OptimumCard payments. You can take advantage of favourable shopping opportunities and payment conditions whenever you see the Optimum symbol in more than 4,000 member businesses. With OptimumCard you have the option to either pay in full or in interest-free instalments regardless of the payment period.

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• Optimum Delayed Instalment

  Anywhere in the world... Shop first and then pay in instalments. You can even pay off your full purchases in instalments!

  With OptimumCard turn all your single payment purchases into instalment payments either at home or abroad. All you need to do to make your payments is visit our Internet Branch online, use our Mobile Branch via your mobile phone or tablet or contact our Call Centre on (0392) 600 02 02.

  • Delayed Instalment Fees

  Number of Instalments	Fee (BSİV not included)
  3	% 6.48
  6	% 11.45
  9	% 15.71
  12	% 19.92