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OptimumCard Gold

Experience an exclusive credit card!

As well as offering you all of the facilities of OptimumCard, the OptimumCard Gold offers the additional advantage of a high expenditure limit.

With your exclusive limit,you can shop to your heart's content anywhere in the world. Also you will feel the comfort of carrying a powerful source of cash in your pocket everywhere.

Shopping may be done with OptimumCard Gold in all the locations carrying a Visa / MasterCard logo; you can meet your cash needs wherever you are in the world.

You can benefit from the Comfort Lounge services at Istanbul Atatürk Airport foreign terminal free of charge.

You also get Optimum Points when you shop abroad.

  • Features of Optimum Gold

  • Features of OptimumCard

Click here for fees and rates valid on Credit cards.


Optimum Instalment
Delayed Instalment
Optimum Advance
Optimum Points
  • Optimum Instalment

    Don't postpone your dreams. Choose the instalment option for your purchase payments.

    Use Optimum Instalment for your OptimumCard payments. You can take advantage of favourable shopping opportunities and payment conditions whenever you see the Optimum symbol in more than 4,000 member businesses. With OptimumCard you have the option to either pay in full or in interest-free instalments regardless of the payment period.


  • Optimum Delayed Instalment

    Anywhere in the world... Shop first and then pay in instalments. You can even pay off your full purchases in instalments!

    With OptimumCard turn all your single payment purchases into instalment payments either at home or abroad. All you need to do to make your payments is visit our Internet Branch online, use our Mobile Branch via your mobile phone or tablet or contact our Call Centre on (0392) 600 02 02.

    • Delayed Instalment Fees

    • How to calculate a delayed instalment

    • Channels for applying for Delayed Instalment

    • Detailed Information


  • Optimum Advance

    Do not make a big deal … Simply withdraw cash advance from ATMs and our branches.

    With OptimumCard you have the freedom of a cash advance anytime you need. You can withdraw cash from all KOOP24 ATMs, our branches and all ATMs displaying the MasterCard/Visa symbol, at home or abroad.


  • Optimum Points

    Earn all the time… Shop for free by spending points rather than money.

    Optimum Points with OptimumCard. Single payments or instalments, you get Optimum Points on all purchases paid for with OptimumCard. What's more, you can double and quadruple your points at certain point levels and at certain periods. Then you can use the Optimum Points as money for shopping at various outlets.